Path of interest rates

Path of interest rates

Recent rapid rises in interest rates have left borrowers wondering where this will end. The current Bank Rate is 5%.


  • In the short term there are expected to be further interest rate rises. The consensus of forecasts average at 5.6% for the end of this year. Over the longer term the Bank Rate is expected to come down: forecast to be below 3% again in 2026 and 2027.
  • The steepness of the increase is comparable with the sharp drop as the economy entered the Global Financial Crisis.
  • June inflation data had tentative evidence of improvement which could help improve the long term interest rate outlook. Source: #Dataloft, Bank of England


Get in touch with us

The rental market continues to shift, with new rules, rising rents and affordability pressures all shaping landlord decisions. July is a good time to review your property and your plans.

Scrolling property portals is useful, but registering with an estate agency can give buyers a more personal, proactive search experience, especially when the right home is about to come to market.

Artificial intelligence is starting to shape the way people sell, buy, rent and let homes. Used well, it can make the moving process smarter, faster and more connected.

August does not have to be a quiet month for your property search. With the right financial preparation and viewing strategy, summer buyers can uncover opportunities others may miss.