Path of interest rates

Path of interest rates

Recent rapid rises in interest rates have left borrowers wondering where this will end. The current Bank Rate is 5%.


  • In the short term there are expected to be further interest rate rises. The consensus of forecasts average at 5.6% for the end of this year. Over the longer term the Bank Rate is expected to come down: forecast to be below 3% again in 2026 and 2027.
  • The steepness of the increase is comparable with the sharp drop as the economy entered the Global Financial Crisis.
  • June inflation data had tentative evidence of improvement which could help improve the long term interest rate outlook. Source: #Dataloft, Bank of England


Get in touch with us

Being a landlord in 2025 comes with fresh challenges, from shifting regulations to changing tenant expectations. Whether you’re experienced or new to lettings, this checklist will help you stay compliant, competitive, and confident in the year ahead.

The November Budget introduces new tax measures that will influence affordability, demand and long-term property decisions. With higher household costs and a new levy on homes over £2 million, buyers and sellers will need a clearer strategy as they plan their next steps.

With the Renters Reform measures now given an official implementation date of 1st May, the private rental sector is about to experience one of the most significant shifts in housing legislation in decades. These changes are designed to increase tenant protection, raise standards, and ensure that rental properties across the UK meet strict

If you’re planning to buy a home soon, you might assume the best place to start is on the property portals, Rightmove, Zoopla, or OnTheMarket. But the truth is, the savviest buyers are seeing homes long before they ever appear online. Here’s why registering with an agent puts you one step ahead.