Path of interest rates

Path of interest rates

Recent rapid rises in interest rates have left borrowers wondering where this will end. The current Bank Rate is 5%.


  • In the short term there are expected to be further interest rate rises. The consensus of forecasts average at 5.6% for the end of this year. Over the longer term the Bank Rate is expected to come down: forecast to be below 3% again in 2026 and 2027.
  • The steepness of the increase is comparable with the sharp drop as the economy entered the Global Financial Crisis.
  • June inflation data had tentative evidence of improvement which could help improve the long term interest rate outlook. Source: #Dataloft, Bank of England


Get in touch with us

With the Renters' Rights Act 2025 coming into effect on 1st May 2026, the clock is ticking. As a landlord in Hemel Hempstead, understanding and preparing for these significant changes is not just crucial, it's urgent. There are just 5 weeks left to ensure full compliance.

The Renters' Rights Act 2025 significantly alters residential possession proceedings in the UK, particularly by abolishing Section 21 'no-fault' evictions. Landlords must now primarily rely on Section 8 grounds, necessitating a clear understanding of these updated legal requirements to ensure compliance and effective property management.

In May 2026, pricing strategy matters more than ever. With more homes on the market and buyers watching affordability closely, setting the right asking price can make all the difference to your next move.

If you are thinking about moving in the next 6 to 12 months, a market appraisal is often the best first step. It gives you a clearer view of value, timing and buyer demand, helping you plan with more confidence in a competitive 2026 market.