Path of interest rates

Path of interest rates

Recent rapid rises in interest rates have left borrowers wondering where this will end. The current Bank Rate is 5%.


  • In the short term there are expected to be further interest rate rises. The consensus of forecasts average at 5.6% for the end of this year. Over the longer term the Bank Rate is expected to come down: forecast to be below 3% again in 2026 and 2027.
  • The steepness of the increase is comparable with the sharp drop as the economy entered the Global Financial Crisis.
  • June inflation data had tentative evidence of improvement which could help improve the long term interest rate outlook. Source: #Dataloft, Bank of England


Get in touch with us

Buying a home can feel easier when you know your budget, priorities and next steps. With mortgage costs still influencing decisions, preparation is one of the biggest advantages buyers have.

With the Renters Rights Act deadline just two weeks away, landlords face significant new responsibilities and potential fines. Discover how switching to a fully managed service can safeguard your investment and ensure complete compliance.

More homes are competing for buyer attention, so sellers need more than a hopeful asking price. A smart launch, realistic valuation and strong presentation can help attract serious interest.

For tenants, April is a useful point to pause and plan. With rents still rising across the UK and the first phase of rental reform approaching in England, this is a good time to review your budget, renewal options and next move.