Interest rates expectations have jumped, but improved a little

Interest rates expectations have jumped, but improved a little

As widely reported, the Chancellor's mini-budget spooked markets and resulted in the value of the pound sliding and interest rate expectations jumping up.


  • Swap rates are often used as an early warning of where mortgage interest rates are heading. Immediately after the mini-budget, 5-year swap rates climbed to a high of 5.6% but have since improved a little to 5.2%.
  • The next few weeks leading up to the Bank of England's next meeting and the Chancellor's budget are likely to be volatile for interest rate expectations.
  • Interest rates are definitely rising but with current volatility the extent they will need to rise is still unclear. Source: Dataloft, UK investing.com


Get in touch with us

Selling for the first time can feel overwhelming. Everyone has advice, most of it conflicting. Here are the key questions to ask every estate agent, plus the step-by-step process you’ll go through to launch your home the right way.

Thinking of putting your home on the market soon? If you’re aiming to list within the next 90 days, this guide is for you. Here’s how to sharpen your strategy so you don’t just sell, you get the sale you want.

Thinking of selling soon? Setting the right asking price can make or break your move. Here’s why overvaluing your home, even with the best intentions, can actually reduce its true market value and slow your sale.

Being a landlord in 2025 comes with fresh challenges, from shifting regulations to changing tenant expectations. Whether you’re experienced or new to lettings, this checklist will help you stay compliant, competitive, and confident in the year ahead.