Interest rates are rising

In the September meeting, the Bank of England increased its bank rate to 2.25%. Its seventh consecutive rise and again increasing the rate by a significant amount (+0.5 percentage points).

Many UK borrowers are protected from any immediate increase by fixed rates (representing 94% of new mortgages*) but borrowing costs are rising for many existing and all new borrowers.
The Bank of England needed to take decisive action to ensure high inflation doesn’t become entrenched. The UK is certainly not alone in this; the Federal Reserve in the US also increased rates significantly this month, so too the European Central Bank.
Consensus forecasts, compiled by HM Treasury, suggest that UK inflation could be back to more normal levels for 2023 at 4.5%. Source: Dataloft, Financial Conduct Authority, Q1 2022 data, Federal Reserve, European Central Bank, Bank of England, FT

Get in touch with us

First Name

Last Name

Mobile Phone

Your Email Address

Are you looking to

Buy

Sell

Rent

Let

Please enter message here

Please confirm that it is okay for us to contact you about this information as well as our products and services. By confirming, you also agree to the use of cookies to enhance your experience. (You will always have the right to unsubscribe or manage your cookie preferences at any point in the future.)

Confirm

Be Seen As A Serious Buyer

If you want to move in 2026, positioning yourself as a serious buyer is essential. Here’s how to put yourself ahead of the competition and be taken seriously by sellers.

CLICK HERE >

Your Essential 2025 Landlord Checklist

Being a landlord in 2025 comes with fresh challenges, from shifting regulations to changing tenant expectations. Whether you’re experienced or new to lettings, this checklist will help you stay compliant, competitive, and confident in the year ahead.

CLICK HERE >

Interest Rate Drop to 3.75%: How This Could Reshape the UK Property Sales Market in 2026

The recent reduction in the Bank of England's base rate to 3.75% is more than just a headline; it's a pivotal moment for the UK property market. This shift could significantly influence buyer behaviour and market dynamics throughout 2026, offering new opportunities and challenges for estate agents and their clients.

CLICK HERE >

Selling Early in 2026? The Next Steps

If you’re planning to sell in early 2026, now is the time to understand the timeline, the preparation and the steps that will help you move smoothly from listing to completion.

CLICK HERE >